Buying property in Turkey: steps, documents and the TAPU
From deposit to the TAPU title deed: what foreigners need, how long it takes and which costs to add to the price.
Updated 10/14/2026 · 7 min read
In short
- Citizens of most countries buy in Turkey directly in their own name.
- A notarised contract doesn't make you the owner — only the TAPU from the Land Registry does.
- You'll need a Turkish tax number, a translated passport, photos and an accredited valuation report.
- Budget about 5–7% on top: 4% TAPU fee (often split with the seller), translation, DASK insurance, lawyer.
Step by step
- 1
Contract and deposit
Sign the sale contract and pay a 5–10% deposit, with refund terms for both sides.
- 2
Tax number and account
Get a tax number with your passport in a day; a bank account helps with payment and proof of transfer.
- 3
Valuation
Foreign buyers need a valuation report (ekspertiz) from a licensed company.
- 4
Land Registry application
Documents go to the Land Registry, which sets the transfer date.
- 5
Payment and TAPU
On the day you pay the fee, settle with the seller and receive the TAPU in your name.
Costs on top of the price
TAPU registration fee
of the TAPU value, usually split
Valuation
mandatory for foreigners
Passport translation
DASK earthquake insurance
mandatory
Lawyer / translator
Off-plan purchases
For off-plan homes the TAPU is issued after completion. Until then the developer contract protects you — check the building permit (ruhsat) and occupancy permit (iskan).
What is iskan
Iskan is the occupancy permit for a finished building. Without it utilities can't be officially connected and residency by property is harder. Always check it for resale homes.
FAQ
Can I buy remotely?+
Yes, through a notarised power of attorney for a lawyer or representative.
Why is the TAPU value lower than the price?+
It's often done to cut taxes, but it can block citizenship and residency applications. Declaring the real value is better.
Buying process · Turkey
Find a property for my budgetThis guide is for information only and is not legal advice. Rates and rules change — confirm them with a lawyer before you buy.