How to pay safely for property abroad
The payment routes buyers use and the rules that protect your money in each of them.
Updated 10/14/2026 · 5 min read
In short
- Pay only to the details in the contract: developer account, escrow or the lawyer's client account.
- Never send money to staff's personal cards or “temporary” accounts.
- Keep every payment confirmation — you'll need them for registration, resale and tax.
- If your bank restricts transfers, the agency will advise legal routes for your country.
Step by step
- 1
Check the payee
The company name and account number must match the contract.
- 2
Choose a route
Bank transfer, the developer's local office or a licensed exchange service.
- 3
Check rate and fees
Conversion and bank fees can cost 1–3% — budget for it.
- 4
Get a receipt
The developer issues a receipt for each payment.
Alternative payment methods
Many developers accept more than bank transfers. If another method suits you better, it is safer through a licensed intermediary with documented confirmation and the equivalent amount stated in the contract. The agency will tell you what is available for a given project.
FAQ
Can I bring cash?+
Only within declaration-free limits. Large amounts are safer by transfer.
Paying from abroad · All countries
Find a property for my budgetThis guide is for information only and is not legal advice. Rates and rules change — confirm them with a lawyer before you buy.